Who offers insured bathroom renovation services in Western Australia?

By Elite Makeovers · Perth, Western Australia · April 2026

When you're investing in a luxury bathroom renovation, the last thing you want is to discover your tradesperson isn't properly insured. It is one of the most important questions homeowners in Western Australia should ask—and one of the most overlooked.

This guide explains what insurance means in the renovation industry, why it matters for your property value, and how to find a company you can genuinely trust with your most significant asset.

Why Insurance Matters in Bathroom Renovations

A bathroom renovation involves plumbing, waterproofing, tiling, electrical work, and structural changes—all of which carry real risk. Without proper insurance in place, any damage, injury, or defect during or after the job could fall entirely on you as the homeowner.

In Western Australia, the consequences of hiring an uninsured tradesperson can be significant. If something goes wrong—a burst pipe, a waterproofing failure, or an on-site injury—you may have no legal recourse and no financial protection. For homeowners who have invested heavily in their properties, that is simply not a risk worth taking.

Hiring an insured bathroom renovation company isn't just about peace of mind—it’s about protecting your home, your finances, and your family.

Pro Tip: Always ask for a current Certificate of Currency for both Public Liability and Home Indemnity insurance before any work commences.

What Insurance Should a Renovation Company Have?

Not all insurance is equal. Here is what to look for when vetting any renovation firm in WA:

Insurance Type	Importance	What it Covers
Public Liability	Essential	Covers injury or property damage to third parties. A $5 million minimum is standard in WA.
Workers' Compensation	Essential	Required by law in WA to protect any workers or subcontractors on your site.
Home Indemnity	Essential	Required in WA for residential work over $20,000. Protects you if the builder cannot complete the work.
Professional Indemnity	Recommended	Covers errors in design or architectural advice that result in financial loss.
Contractual Liability	Recommended	Covers specific obligations the company has taken on under your build contract.

The Real Risks of the "Uninsured" Route

Unfortunately, not every tradesperson advertising bathroom renovations in Perth is properly covered. Here are the risks:

• Liability: You may be liable for injuries that occur on your property.

• Insurance Voidance: Unlicensed or uninsured work can void your own home and contents policy.

• Water Damage: Failures in waterproofing may not be covered by standard home insurance if the installer wasn't a registered professional.

• Resale Issues: Non-compliant work without a building permit can stall the sale of your home in suburbs like Dalkeith or Cottesloe.

In Western Australia, any residential building work over $20,000 must be carried out by a Registered Builder. You can verify registrations on the Building and Energy WA website.

6 Questions to Ask Before You Sign

1. Are you a Registered Builder with Building and Energy WA?

2. Can you provide a current certificate of Public Liability Insurance?

3. Do you issue Home Indemnity Insurance for projects over $20k?

4. Are all your subcontractors licensed and insured?

5. Do you provide a fixed-price HIA or Master Builders contract?

6. What is the specific warranty period on your waterproofing and workmanship?
   

Why Perth Homeowners Choose Elite Makeovers

For over 14 years, Elite Makeovers has built a reputation across Perth as a fully insured, licensed bathroom renovation specialist. We understand that in Perth’s Golden Triangle—where properties are significant investments—standard "builder grade" insurance isn't enough. We provide a baseline of total protection that goes well beyond the minimum.

We have successfully delivered curated renovations for families across Perth’s most prestigious postcodes, including:

• Western Suburbs: Dalkeith, Nedlands, Claremont, Peppermint Grove, Mosman Park, and Cottesloe.

• Coastal & Inner North: Swanbourne, City Beach, Floreat, Mount Lawley, and Subiaco.

• Local Enclaves: Shenton Park, Kingsley, Wembley, and North Fremantle.

Time and again, homeowners choose Elite Makeovers because we offer a Design, Curate, and Complete service that is fully backed by the proper licences and comprehensive insurance coverage.

The Elite Difference: What’s Included?

When you choose Elite Makeovers, you’re getting a fully managed, insured service—not just a single trade. A typical transformation includes:

• Full architectural design and High-Fidelity 3D Renders.

• Professional waterproofing to AS 3740-2021 Standards.

• Bespoke cabinetry and stone selection (ADP, WD Tiles, Myaree Ceramics).

• Premium fixture installation (ABI Interiors, Reece, Highgrove).

• Full project management from demolition to the final polish.

"There were no surprises—the tradesmen were great, very respectful of our house... The finishes were amazing and they were on time."— Happy Elite Makeovers Customer, Perth WA

The Bottom Line

In Western Australia, insurance isn't an "extra"—it is a necessity. Choosing a fully insured, licensed renovation company protects your home and your future resale value. Elite Makeovers ticks every box: licensed, insured, and deeply experienced in the Perth market for over a decade.

Ready to start your stress-free renovation?

Contact Elite Makeovers for a Design Consultation